Terms and conditions

2Checkout.com Inc., 2CO APAC Limited and/or its affiliates part of the 2Checkout group of companies ("2CO," "2Checkout" "we," "us," and "our") provides this web site (the "Web Site") subject to these Terms of Use and all modifications thereto ("Terms of Use"). "You", "you" and "your" refer to each company, supplier, or person that uses this Web Site. All personal information collected through this Web Site is subject to our Privacy Policy which is incorporated herein by reference.

BY ENTERING AND USING THIS WEB SITE, YOU SIGNIFY YOUR AGREEMENT TO THIS TERMS OF USE. IF YOU DO NOT AGREE TO ABIDE BY THIS TERMS OF USE, PLEASE DO NOT ACCESS OR USE THIS WEB SITE. WE MAY, AT OUR SOLE DISCRETION, UPDATE OR REVISE THIS TERMS OF USE AT ANY TIME. ANY UPDATES OR REVISIONS OF THIS TERMS OF USE WILL BE EFFECTIVE IMMEDIATELY UPON POSTING ON THE WEB SITE. PLEASE CHECK THIS TERMS OF USE PERIODICALLY FOR UPDATES OR REVISIONS. YOUR CONTINUED ACCESS OR USE OF THIS WEB SITE FOLLOWING THE POSTING OF ANY UPDATES OR REVISIONS TO THIS TERMS OF USE CONSTITUTES CONFIRMATION OF YOUR ACCEPTANCE OF THIS TERMS OF USE AS UPDATED OR REVISED.

2CO grants you a limited, nonexclusive, revocable license to access and make personal, non-commercial use of the 2CO Web Site. Further, 2CO grants you a limited, nonexclusive and revocable right to create a hyperlink to the 2CO Web Site, provided your link does not portray 2CO, its affiliates, the 2CO suppliers, or their respective goods or services in a false, misleading, derogatory, or otherwise offensive manner.

You agree that we may communicate with you electronically by way of e-mail or by posting notices on the Web Site. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Nothing within the Terms of Use and this Web Site shall be construed as conferring any license under the Terms of Use of any of 2CO's intellectual property rights, or those of a third party, whether by estoppel, implication, waiver, or otherwise. Without limiting the generality of the foregoing, you acknowledge and agree that certain content available through and used to operate this Web Site is protected by copyright, trademark, patent, or other proprietary rights by us and our affiliates, licensors, and service providers. You agree not to modify, alter, or deface any of the trademarks, service marks, or other intellectual property made available by us in connection with this Web Site. You agree not to use any of the trademarks or service marks or other content accessible through this Web Site for any purpose other than the purpose for which such content is made available to you. You agree not to defame or disparage us, our trademarks or service marks, or any aspect of this Web Site. You agree not to adapt, translate, modify, decompile, disassemble, or reverse engineer this Web Site or any software or programs used in connection with this Web Site.2CO will enforce its intellectual property rights to the full extent of the law. Any unauthorized use of 2CO's materials may subject you to penalties or damages, including but not limited to those related to violation of trademarks, copyrights, privacy, and publicity rights.

If you believe that a Product infringes upon your copyrighted works, please contact us using the procedure set forth at www.2checkout.com/dmca.If you notify 2CO of any book, information, data, software, photographs, graphs, videos, typefaces, graphics, music, sounds, User Content and other material on the 2CO Web Site (collectively "Content") that is allegedly infringing, defamatory, damaging, illegal, or offensive, 2CO may investigate the allegation and determine in its sole discretion whether to remove or request the removal of such Content from the 2CO Web Site. 2CO may disclose any Content or electronic communication of any kind (i) to satisfy any law, regulation, or government request; (2) if such disclosure is necessary or appropriate to operate the 2CO Web Site; or (2i) to protect the rights or property of 2CO and its officers, directors, employees, agents, third-party content providers, 2CO Suppliers, sponsors, and licensors and any other user.

In order to avoid potential misunderstandings or disputes when 2CO's services or marketing strategies might seem similar to ideas submitted to 2CO, we adhere to a strict policy of not accepting unsolicited ideas. 2CO or any of its employees do not accept or consider unsolicited ideas, including ideas for new advertising campaigns, new promotions, new or improved services or technologies, service enhancements, processes, techniques, methods, systems, designs, plans, charts, concepts, other materials, marketing plans or new service names. Please do not send any original creative artwork, suggestions, ideas, concepts, techniques, procedures, methods, systems, designs, plans, charts, or other materials to 2CO or anyone at 2CO. If, despite our request that you not send us your ideas, you still send them, then regardless of what your letter or transmission says, such submissions will be considered non-confidential and non-proprietary, provided, however, that the foregoing shall not apply to personal (as opposed to technical or business) information that identifies an individual and that is subject to our Privacy Policy contained elsewhere on this site. In addition, such submissions will automatically become the property of 2CO, without compensation to you, and 2CO will have no obligations with respect to such submissions.

Although this Web Site may be linked to other web sites, 2CO is not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with any linked web site, unless specifically stated herein.2CO is not responsible for examining or evaluating, and we do not warrant the offerings of, any businesses or individuals or the content of their web sites. 2CO does not assume any responsibility or liability for the actions, Products, and content of any other third parties. You should carefully review the privacy policy and other conditions of use or any web site which you access through a link from this Web Site. Your linking to any other off-site pages or other web sites is at your own risk.

If any provision of this Terms of Use is held to be invalid or unenforceable, in whole or in part, such holding shall not affect the validity or enforceability of the other provisions of this Terms of Use, and any part of such provision not held invalid or unenforceable shall remain in effect. If such holding of invalidity or unenforceability is based on a measure of liability, performance, or time set as a standard in this Terms of Use, such provision shall be replaced by a legally valid measure of liability, performance, or time which is as close as possible to that originally specified. Notwithstanding anything herein to the contrary, the "Warranty Disclaimer" and the "Limitation of Liability" language shall survive the termination of this Terms of Use.

The provisions of this Terms of Use will inure to the benefit of and be binding upon 2CO and its successors and assigns, and you and your heirs, executors, administrators, successors, and personal representatives, and all persons you represent and their respective successors, assigns and related persons.

You and the persons you represent may not assign this Terms of Use or the rights and obligations under this Terms of Use without the express prior written consent of 2CO, which may be withheld in 2CO's sole discretion.

2CO may assign this Terms of Use and its rights and obligations under this Terms of Use without your consent or the consent of any persons you represent.2CO may assign this Terms of Use and its rights and obligations under this Terms of Use without your consent or the consent of any persons you represent.

Nothing contained in this Terms of Use shall be deemed to constitute either party as the agent or representative of the other party, or both parties as joint venturers or partners for any purpose.

2CO'S FAILURE TO ENFORCE ANY PROVISION OF THE TERMS OF USE OR TO ACT WITH RESPECT TO A BREACH OF THE TERMS OF USE BY YOU SHALL NOT BE DEEMED A WAIVER OF SUCH PROVISION NOR OF 2CO'S RIGHT TO ACT WITH RESPECT TO SUBSEQUENT OR SIMILAR BREACHES, NOR OF 2CO'S RIGHT TO ENFORCE SUCH PROVISION.

2Checkout - according to the details mentioned on the www.2checkout.com website Contact section

By using this Website or by using our Services, you agree to these Terms.

These Terms apply to your use of the 2Checkout Service. The Payment Terms constitute a legally binding agreement between you and 2Checkout. 2Checkout's Terms of Use and Privacy Policy are hereby incorporated into the Agreement by reference. You shall review the Terms in their entirety before using our Service.

Our main service is facilitating and acceptance of payment. As part of our Service, we will store information that you give us, including your Payment Instrument. We will use this information to process your payment through the appropriate Card network or bank. You may use our Service to purchase goods or services from Seller/Merchants or Merchants. 2Checkout facilitates payments and transaction settlement services to you, as the Buyer/Shopper, and to the Seller/Merchant/Merchant. 2Checkout does not provide you with credit. We are not a depository institution. 2Checkout is not a party to your purchase of any product or service from the Seller/Merchant. 2Checkout is not a Buyer/Shopper or a Seller/Merchant under your transaction with the Seller/Merchant. 2Checkout is an independent contractor between you and the Seller/Merchant. 2Checkout cannot control the goods or services provided by the Seller/Merchant. 2Checkout does not assume liability over the goods or services sold to you by the Seller/Merchant.

We may conduct fraud and other background checks. We may delay the processing of Payment Transactions that appear suspicious or involve fraud or other misconduct. We may also delay the processing of Payment Transactions that are illegal or violate the Payment Terms or other 2Checkout policies.

You shall use the Service in accordance with the Agreement.

Payment Methods

You shall provide us with an accurate and correct Payment Instrument to complete your Payment Transactions with the Seller/Merchant. If you fail to provide us with an accurate Payment Instrument, then the following may occur: (1) Your Payment Transaction may be improperly executed; (2) Your Payment Transaction may be denied; (3) Your Payment Transaction or your Payment Instrument may be marked as fraudulent; (4) Your Payment Transaction may be delayed; and/or (5) Your Payment Transaction may be blocked. 2Checkout may verify with third parties all information you provide us, including your Payment Instrument.

Payment Methods

The current payment methods available are credit or debit cards from Visa, American Express, Discover, JCB, Diners Club, PayPal, and Pin Debit (Non-recurring U.S.A. transactions, made in U.S.A. Dollar only). 2Checkout may add or remove payment methods without any liability to you.

Blocked Transactions

2Checkout may block your Payment Transaction in its sole discretion. In addition, 2Checkout may block the transaction or refuse a Payment Transaction in the following circumstances: (1) For the security of the Payment Instrument; (2) Suspected unauthorized or fraudulent use; (3) For risks relating to 2Checkout's legal obligations; (4) For risks relating to any Dispute, Chargeback, claim, reversal, fees, fines, or penalties; (5) For risks relating to sales of goods or services from Seller/Merchants that are on the Prohibited Products List; (6) In the event that you have exceeded our purse limits, as described below; (7) Where it would be unlawful to allow the Payment Transaction; or (8) Other circumstances where we must abide by legal obligations as a payment services provider, including our legal obligations under anti-money laundering, anti-terrorist financing, or similar related laws.

Further Information

2Checkout may obtain further information about you. This information may include credit or background inquiries or other further information. We may use this information to process your Payment Transaction, verify you're Payment Instrument, or to verify the information you provide us. You authorize us to conduct these inquiries as we deem appropriate.

We may confirm the validity of the bank or wire transfer with your financial institution. We may confirm that your Payment Instrument is in good standing with the Card-issuing bank. This confirmation may involve requesting a payment authorization or other actions. Furthermore, you shall provide 2Checkout with any further information necessary to assist 2Checkout in complying with its legal obligations, including anti-money laundering laws and/or anti-terrorist financing laws. This further information may include identification documents, passports, or other documents.

Transaction and Purse Limit

2Checkout may limit any of your transactions, series of your transactions, your total running transaction amount, or the frequency of your transactions. We maintain the right to change, suspend, or discontinue the Service, or any aspect thereof, at any time without notifying you and without liability. We may impose access restrictions or limits, or both, on features without notice and without incurring liability. We may also refuse either your or the Seller/Merchant's request to process a transaction, without notice or liability.

Payment of Fees

Absent any conditions outlined in this Payment Terms, you will not be charged for the use of the Service. However, fees, taxes, VAT, shipping, insurance, or exchange rates may be assessed based on: (1)Your agreement with the Seller/Merchant at the time of purchase; (2) Your State, Province, or Country; and/or (3) The financial institution that issued your bank account or your Card; all of which 2Checkout has no control over. When a charge is assessed to complete the processing of a transaction, you authorize us to debit your Payment Instrument. You further authorize us to credit your Payment Instrument in cases where there has been a reversal, refund, or adjustment. 2Checkout is not liable for the Seller/Merchant's failure to accurately display any fees or taxes.

Recurring Payments

If you have signed up for a Recurring Payment through a Seller/Merchant's website, then you hereby consent to 2Checkout's deducting those amounts from your Payment Instrument periodically. 2Checkout may debit your Payment Instrument to process Payment Transactions on the dates that you and the Seller/Merchant have agreed. 2Checkout is not required to verify the accuracy of the amount or frequency of the Recurring Payments submitted to 2Checkout by Seller/Merchants. Exchange rates that will be used on the Payment Transaction related to a particular Recurring Payment will be determined based on the day that Recurring Payment is to be charged.

Cancellation of Recurring Payments

You may cancel a Recurring Payment by contacting 2Checkout or the Seller/Merchant. 2Checkout will not charge you for cancelling a Recurring Payment. However, you may be liable for any fees or charges owed to the Seller/Merchant. 2Checkout is not liable to you for any fees that the Seller/Merchant may charge you for cancelling your Recurring Payment.

Refunds request are subject to Seller/Merchant policy. You may request a refund for your Payment Transaction by contacting 2Checkout so we can facilitate the communication between you and the Seller/Merchant, or reach directly to the Seller/Merchant from whom you have purchased the goods or services. Generally, 2Checkout follows the refund policy posted on the Seller/Merchant's website.

Notification and Investigation

You shall notify 2Checkout of errors, defective execution, unauthorized execution, or incorrect execution of your Payment Transactions as soon as you become aware of them. If you do not notify us of these transactions within six (6) months after the debit date, you will not be entitled to any redress. After you notify us of these Payment Transactions, we will carry out an investigation. You shall assist 2Checkout in this investigation by providing us with all of the information we may require from you. 2Checkout will notify you of the results of our investigation within a reasonable time after we conclude this investigation.

2Checkout Not Liable

2Checkout will not be liable for any reason in the following situations: (1) Abnormal and unforeseeable circumstances beyond our control; (2) If the situation arose because of our compliance with the law; (3) If you fail to notify 2Checkout as soon as possible, but no later than six (6) months after the debit date; or (4) If you did not have enough funds available to complete the transaction through no fault of ours.

You will be liable for all unauthorized transactions if you acted fraudulently, intentionally, with gross negligence, or if you failed to comply with your obligations regarding the security of your information.You will be liable for all unauthorized transactions if you acted fraudulently, intentionally, with gross negligence, or if you failed to comply with your obligations regarding the security of your information.

Dispute Resolution

If you have any problems or concerns, please contact 2Checkout and our Customer Service Department. If a Dispute arises between a Buyer/Shopper and a Seller/Merchant, 2Checkout may provide reasonable assistance to help resolve the Dispute. However, 2Checkout is not liable to you with respect to these Disputes. You agree to release 2Checkout from all claims, demands, or damages arising from or connected with these Disputes.

The Payment Terms do not affect any rights, claims, or defenses you may have regarding a Payment Transaction under your Card issuer agreement, the Card Association rules, or any applicable law.

You are solely responsible for the payment of all taxes incurred in your use of the Service. You are solely responsible for educating yourself and obeying all laws and regulations pertaining to your use of the Service.

2Checkout is not responsible for the quality, accuracy, soundness, condition, or legality of any product or service sold using the Service. 2Checkout is not responsible for the truthfulness or accuracy of any description or of any other information on the products or services that are displayed, distributed, purchased, or sold through the Service.

2Checkout is neither a Buyer/Shopper nor Seller/Merchant for any of the goods that you purchase from the Website or from the Sellers/Merchants. 2Checkout is not responsible for your ability to purchase products or for the ability of Seller/Merchants to deliver products to you. 2Checkout is not responsible or liable for any errors or omissions in the information on the Service or in the Service itself. 2Checkout may, in its sole discretion, correct, modify, remove, or refuse to post content on its Service that is erroneous, illegal, fraudulent, objectionable, or otherwise in violation of the Payment Terms. 2Checkout is not liable for errors or omissions in any of these corrections, modifications, removals, or refusals to post.

All Products sold via the Website and Services are subject to the Delivery Policy that can be found on Sellers/Merchants terms presented on their websites.

2CO do not warrant that the Service will be uninterrupted, not delayed, or free from error. 2Checkout will not be held responsible for interruptions in Service. 2Checkout is not liable for failures or delays caused by matters beyond its reasonable control. These matters include government acts or restrictions, acts of terrorism, fires, floods, earthquakes, hurricanes or other natural disasters or acts of God, wars, riots, strikes, network, server or power disturbances or failures, software glitches, internet disturbances, labor disputes or unrest, or intellectual property disputes. Your use of the Service is at our discretion. We may suspend or limit your use at any time. Your rights and obligations under the Payment Terms will not be affected by any suspension or limitation of your use.

If you are not a Buyer/Shopper, then the following modification of the Payment Terms apply to you:

• • We may point to the use of your Payment Instrument as sufficient proof that you have authorized the Payment Transaction, that you have acted fraudulently, or that you have failed to fulfill your security obligations with respect to your Account. The use of your Account information, Payment Instrument, or payment device will be taken as proper authorization in all circumstances.
• • You are liable for all losses incurred as a result of unauthorized Payment Transactions resulting from the use of your Account or as a result of your failure to keep the security features of your Account from misappropriation.
• • You shall not revoke a Payment Transaction after we have already received it or after you have already transmitted it.
• You have thirty (30) days after the debit date to notify 2Checkout of errors, defective execution, or unauthorized or incorrectly executed Payment Transactions as required under Section 6 "Errors and Defective Execution and Unauthorized Transactions." 2Checkout is not responsible for errors, defective execution, or unauthorized or incorrectly executed transactions if you fail to notify 2Checkout within thirty (30) days of the debit date.• You have thirty (30) days after the debit date to notify 2Checkout of errors, defective execution, or unauthorized or incorrectly executed Payment Transactions as required under Section 6 "Errors and Defective Execution and Unauthorized Transactions." 2Checkout is not responsible for errors, defective execution, or unauthorized or incorrectly executed transactions if you fail to notify 2Checkout within thirty (30) days of the debit date.

Partnership business

2Checkout services offered from Honk Kong by 2Checkout are provided in partnership with our local Honk Kong partner: Eastfield Group Ltd.

Competence

You represent that you are of legal age in your jurisdiction and if not that you have the legal approval of your legal guardians to enter into this legally binding Agreement. You also represent that you are capable of entering into this legally binding Agreement with 2Checkout.

Authority

If you are a corporate entity, you represent that you are authorized to do business in the countries in which you operate. You also represent that the persons within your organization or your agents who access this Service are authorized to do so. You agree that these persons are authorized to legally bind the corporate entity to the Payment Terms. You agree that these persons are authorized to bind the corporate entity to any transaction that may be conducted under your Account.

No Third Party Reliance

Unless otherwise stated herein, the Payment Terms are for the benefit of 2Checkout and the Buyer/Shopper. The Payment Terms do not create any rights or remedies in any other person or entity. There are no third-party beneficiaries under this Agreement.

Survival

If any provision of the Payment Terms is held to be invalid, illegal, or unenforceable, then the remaining provisions of the Agreement remain in full force. Notwithstanding anything in this Agreement to the contrary, Section 7 on "Information About Transactions," Section 8 on "Disputes," Section 9 on "Taxes and Regulatory Requirements," Section 10 on "No Product Endorsements," Section 11 on "Indemnification," Section 12 on "Warranty Disclaimer," Section 13 on "Limitations of Liability," Section 14 on "Service Disruption," and Section 15 on "Governing Law, Jurisdiction, and Time Limits" must survive the termination or expiration of the Payment Terms.

Successors and Assigns

The Payment Terms benefit and bind 2Checkout, its successors, and its assigns. The Agreement also binds and benefits you and your heirs, executors, administrators, successors, and personal representatives, and all persons you represent and their respective successors, assigns, and related persons.

Assignment

You and the persons you represent shall not assign the Payment Terms or your rights and obligations under it without the express prior written consent of 2Checkout. We may withhold this consent in our sole discretion. 2Checkout may assign the Payment Terms and our rights and obligations under it without your consent or the consent of any persons you represent.

No Waiver

2Checkout's failure to enforce the Payment Terms will not be a waiver. Our failure to enforce any provision of the Payment Terms will not be a waiver of 2Checkout's right to act on subsequent breaches or similar breaches. 2Checkout's failure to enforce any provision of the Payment Terms will not be a waiver of 2Checkout's right to enforce that provision.

Headings

Headings contained in the Payment Terms are for reference and convenience purposes only. They do not limit or change the meaning or interpretation of the terms in the Agreement.

Entire Agreement

These Terms constitute the entire agreement between 2Checkout and the Buyer/Shopper.

2Checkout, us, we, or our mean 2Checkout.com Inc, 2CO APAC Limited and its affiliates, subsidiaries and agents, and their respective employees, suppliers, contractors, directors, officers, shareholders, third-party content providers, sponsors, and licensors.

Agreement or Payment Terms means this agreement including all of its exhibits, appendixes, and other agreements incorporated by reference.

Account means your account at 2Checkout consisting of the information you submitted to us to complete your Payment Transaction.

Business Day means a business day or any day on which 2Checkout is open for business as required to carry out a Payment Transaction.

Card means credit or debit card issued by a financial institution participating in a Card Association.

Card Association means VISA, American Express, Discover, JCB, or any other credit card or debit card brand accepted by 2Checkout.

Chargeback means the demand to reverse a transaction and refund of the full purchase price for the goods or services to the cardholder.

Consumer means an individual who, in contracts for payment services, is acting for purposes other than a trade, business, or profession.

Currency Conversion Fee means fee charged by 2Checkout for the use of more than one currency in making a Payment Transaction.

Dispute means an action by the Buyer/Shopper or the Card-issuing bank to dispute validity of the purchase of a product or service from the Seller/Merchant. Dispute may include the initiation of a Chargeback or other actions by the Buyer/Shopper or the Card-issuing bank regarding that purchase. Dispute also includes any complaint by the Buyer/Shopper over a purchase of goods or services from the Seller/Merchant.

Payment Instrument means the Card or Paypal Account information you provide to 2Checkout during your Payment Transaction, including your name, Card or Account number, security code, PIN, billing information, invoice number, etc.

Payment Transaction means an instruction requesting the execution of a payment to a Seller/Merchant using our Services.

Recurring Payment means a Payment Transaction that you have authorized in advance to be processed multiple times for some time in the future. Recurring Payments may include subscriptions, pre-approved payments, or automatic payments.

Service means all services offered by 2Checkout, both online and offline, and utilized by the Buyer/Shopper and the Seller/Merchant. Service includes facilitating payments, customer service, fraud protection, and other e-commerce services. The Service also includes the Website.

Seller/Merchant means an individual or entity that sells goods or services to Buyer/Shoppers, uses 2Checkout Services, and accepts 2Checkout as a means of payment.

Website means any URL through which we provide services to you, including www.2checkout.com includes any information or content included on the Website.

You, your, Purchaser, or Buyer/Shopper means each entity or individual that uses 2Checkout Services to purchase goods or services from a Seller/Merchant.

Your use of the website and Services are subject to the Privacy policy as mentioned here: https://www.2checkout.com/legal/privacy/ and as amended from time to time by us.

You agree to defend and indemnify 2CO and its employees and suppliers from any claim or demand, including reasonable attorney's fees, arising from your failure to comply with this Terms of Use, your violation of any law or the rights of a third party.

You are liable for any losses, expenses, or costs, arising from your: (1) use of the Service; (2) failure to comply with the Payment Terms; (3) negligence, actions, or omissions; (4) violation or alleged violation of any law; or (5) violation or alleged violation of the rights of a third party. You shall defend and hold 2Checkout harmless from any claim or demand arising from them.

THIS WEB SITE, AND THE INFORMATION AND ANY CONTENT CONTAINED HEREIN ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITATION OF THE FOREGOING, 2CO AND ITS AFFILIATES, SUBSIDIARIES, AGENTS AND THEIR RESPECTIVE EMPLOYEES, CONTRACTORS, DIRECTORS, OFFICERS, AND SHAREHOLDERS, SPECIFICALLY DISCLAIM ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (I) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, INTEGRATION, APPROPRIATENESS, RELIABILITY, COMPLETENESS OR TIMELINESS, USEFULNESS, ARISING FROM TRADE USAGE OR COURSE OF DEALING OR COURSE OF PERFORMANCE, OR OTHERWISE OF THIS WEB SITE OR THE SITE CONTENT THEREON; (2) ANY WARRANTY THAT THIS WEB SITE AND 2CO's OTHER WEB SITES WILL BE SECURE, UNINTERRUPTED, NOT DELAYED OR SUSPENDED, UNCHANGED OR ERROR FREE; AND (2I) THE IMPLIED WARRANTIES OF QUIET ENJOYMENT, MERCHANTABILITY, MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE, FITNESS FOR LICENSEE'S PURPOSE, TITLE, INFORMATIONAL CONTENT, NONINTERFERENCE AND NONINFRINGEMENT. 2CO MAKES NO REPRESENTATIONS THAT THE MATERIALS CONTAINED WITHIN THIS WEB SITE ARE APPROPRIATE FOR LOCATIONS OUTSIDE THE UNITED STATES. IF YOU USE THIS WEB SITE FROM LOCATIONS OUTSIDE THE UNITED STATES, YOU ARE RESPONSIBLE FOR COMPLIANCE WITH ANY AND ALL APPLICABLE LOCAL LAWS OF THE JURISDICTION FROM WHICH YOU ACCESS THIS WEB SITE, INCLUDING WITHOUT LIMITATION, THE EXPORT AND IMPORT REGULATIONS OF OTHER COUNTRIES.

THIS SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS, IMPLIED, OR OTHERWISE. WITHOUT LIMITATION OF THE FOREGOING, 2CHECKOUT SPECIFICALLY DISCLAIMS ALL WARRANTIES, INCLUDING THE FOLLOWING. FIRST, WE DISCLAIM ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, INTEGRATION, APPROPRIATENESS, RELIABILITY, COMPLETENESS, TIMELINESS, OR USEFULNESS, ARISING FROM TRADE USAGE OR COURSE OF DEALING OR COURSE OF PERFORMANCE OR OTHERWISE, OF THIS SERVICE. SECOND, WE DISCLAIM ANY WARRANTY THAT THE SERVICE WILL BE SECURE, UNINTERRUPTED, NOT DELAYED OR SUSPENDED, UNCHANGED OR ERROR FREE OR THAT WE WILL CORRECT ANY DEFECTS THAT ARE FOUND. THIRD, WE DISCLAIM THE IMPLIED WARRANTIES OF QUIET ENJOYMENT, MERCHANTABILITY, MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE, FITNESS FOR LICENSEE'S PURPOSE, TITLE, INFORMATIONAL CONTENT, NONINTERFERENCE, AND NONINFRINGEMENT.

ANY MATERIAL THAT YOU DOWNLOAD IN CONNECTION WITH 2CHECKOUT'S SERVICES IS DONE ENTIRELY AT YOUR OWN RISK. ANY DAMAGES, INCLUDING THOSE TO YOUR COMPUTER SYSTEM OR RELATED TO DATA LOSS, ARE YOUR RESPONSIBILITY.

2CHECKOUT MAKES NO REPRESENTATIONS THAT THE MATERIALS CONTAINED WITHIN THIS SERVICE ARE APPROPRIATE FOR LOCATIONS OUTSIDE OF THE UNITED STATES. YOU ARE RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE LOCAL LAWS OF THE LOCATION FROM WHICH YOU ACCESS THE SERVICE.

THE PAYMENT TERMS DO NOT AFFECT THOSE STATUTORY RIGHTS THAT YOU ARE ENTITLED TO AS A CONSUMER AND THAT YOU CANNOT CONTRACTUALLY AGREE TO ALTER OR WAIVE.

YOUR USE IS AT YOUR OWN RISK AND NONE OF THE PARTIES INVOLVED IN CREATING, PRODUCING, OR DELIVERING OR OPERATING THIS WEB SITE IS LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES, OR ANY OTHER LOSSES, COSTS, OR EXPENSES OF ANY KIND (INCLUDING LEGAL FEES, EXPERT FEES, OR OTHER DISBURSEMENTS) WHICH MAY ARISE, DIRECTLY OR INDIRECTLY, (1) THROUGH THE ACCESS TO, USE OF, OR BROWSING OF THIS WEB SITE OR (2) THROUGH YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO OR AUDIO FROM THIS WEB SITE, INCLUDING BUT NOT LIMITED TO ANYTHING CAUSED BY ANY VIRUSES, BUGS, HUMAN ACTION OR INACTION OR ANY COMPUTER SYSTEM, PHONE LINE, HARDWARE, SOFTWARE OR PROGRAM MALFUNCTIONS, OR ANY OTHER ERRORS, FAILURES OR DELAYS IN COMPUTER TRANSMISSIONS OR NETWORK CONNECTIONS.

Notwithstanding the fact that 2CO or other parties involved in creating, producing, or delivering this Web Site may monitor or review transmissions, postings, discussions, or chats, 2CO and all parties involved in creating, producing, delivering or operating this Web Site, assume no responsibility or liability which may arise from the content thereof, including but not limited to claims for defamation, libel, slander, obscenity, pornography, profanity, or misrepresentation.

YOUR USE OF THE SERVICE IS AT YOUR OWN RISK. WE ARE NOT LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY OTHER LOSSES, COSTS, OR EXPENSES. WE ARE NOT LIABLE FOR DAMAGES, LOSSES, COSTS, OR EXPENSES THAT ARISE DIRECTLY OR INDIRECTLY. WE ARE NOT LIABLE FOR DAMAGES, LOSSES, COSTS, OR EXPENSES THAT ARISE THROUGH THE ACCESS TO, USE OF, OR BROWSING OF THE SERVICE. WE ARE NOT LIABLE FOR DAMAGES, LOSSES, COSTS, OR EXPENSES THAT ARISE THROUGH YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO OR AUDIO FROM THE SERVICE, INCLUDING ANYTHING CAUSED BY ANY VIRUSES, BUGS, HUMAN ACTION OR INACTION OR ANY COMPUTER SYSTEM, PHONE LINE, HARDWARE, SOFTWARE OR PROGRAM MALFUNCTIONS, OR ANY OTHER ERRORS, FAILURES OR DELAYS IN COMPUTER TRANSMISSIONS OR NETWORK CONNECTIONS. LOSSES INCLUDE BUT ARE NOT LIMITED TO LOSS OF PROFIT, GOODWILL, BUSINESS REPUTATION, OR DATA. COSTS INCLUDE BUT ARE NOT LIMITED TO THE COST OF PROCURING SUBSTITUTE SERVICES. EXPENSES INCLUDE BUT ARE NOT LIMITED TO LEGAL FEES, EXPERT FEES, OR OTHER DISBURSEMENT.

IN ADDITION TO THE ABOVE, WE ARE NOT LIABLE TO YOU FOR ANY OTHER LOSS OR DAMAGE INCURRED BY YOU, INCLUDING THOSE THAT RESULT FROM THE FOLLOWING. FIRST, WE ARE NOT LIABLE FOR DAMAGES, LOSSES, COSTS, OR EXPENSES DUE TO YOUR RELIANCE UPON THE ACCURACY, COMPLETENESS OR EXISTENCE OF ANY ADVERTISING ON THE WEBSITE OR ANY TRANSACTION YOU HAVE HAD WITH A WEBSITE ADVERTISER OR SPONSOR. SECOND, WE ARE NOT LIABLE FOR DAMAGES, LOSSES, COSTS, OR EXPENSES DUE TO ANY CHANGES 2CHECKOUT MAY HAVE MADE TO THE SERVICES. THIRD, WE ARE NOT LIABLE FOR ANY CESSATION IN THE SERVICES OR FEATURES THEREOF. FOURTH, WE ARE NOT LIABLE FOR DAMAGES, LOSSES, COSTS, OR EXPENSES DUE TO THE DELETION OR CORRUPTION OF DATA MAINTAINED IN OR TRANSMITTED BY THE SERVICES. FIFTH, WE ARE NOT LIABLE FOR DAMAGES, LOSSES, COSTS, OR EXPENSES DUE TO YOUR FAILURE TO GIVE US ACCURATE INFORMATION ABOUT YOUR ACCOUNT OR TO KEEP YOUR ACCOUNT INFORMATION CONFIDENTIAL AND SECURE.

OUR LIABILITY UNDER THE AGREEMENT IS LIMITED TO THE NET FEES WE RECEIVE FROM YOUR PAYMENT TRANSACTIONS DURING THE THREE MONTH PERIOD PRECEDING THE DATE YOU FILE YOUR CLAIM.

THESE LIMITATIONS OF LIABILITY PROVISIONS APPLY IRRESPECTIVE OF WHETHER 2CHECKOUT KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY THAT THOSE LOSSES COULD ARISE. THESE LIMITATIONS APPLY EVEN IF THERE HAS BEEN A FAILURE OF ESSENTIAL PURPOSE OR OF ANY LIMITED REMEDY.

THE PAYMENT TERMS DO NOT EXCLUDE OR LIMIT 2CHECKOUT'S LIABILITY FOR LOSSES, COSTS, OR EXPENSES THAT MAY NOT BE LAWFULLY EXCLUDED OR LIMITED BY APPLICABLE LAW.

This Terms of Use shall be governed by the laws of the State of Ohio, USA, without reference to its conflict of law principles. You agree that any action at law or in equity arising out of or relating to this Web Site, the Terms of Use, or the Services of 2CO shall be filed exclusively in the state or federal courts located in Franklin County, Ohio, and you hereby consent and submit to the personal jurisdiction of such courts. You agree that regardless of any law or statute to the contrary, any claim or cause of action arising out of or relating to this Web Site, this Terms of Use, or the Services of 2CO must be filed within one (1) year of the date the cause of action arose or be deemed waived and forever barred as untimely.

IF YOU USE THIS WEB SITE FROM OUTSIDE THE UNITED STATES OF AMERICA, YOU AGREE TO BE SOLELY RESPONSIBLE FOR COMPLIANCE WITH ANY AND ALL APPLICABLE LOCAL LAWS OF THE JURISDICTION FROM WHICH YOU USE THIS WEB SITE.

You shall bring any claim or cause of action relating to this Website, the Payment Terms, or the Services of 2Checkout within one (1) year of the date the cause of action arose. Otherwise, your cause of action will be waived and time barred.